Insurance Premium Finance

If you have property or your life insured, you may access our Insurance Premium Finance to pay insurance premiums

Requirements
  • 6 months active account.
  • Deposit of 3 months premiums.
  • Insurance policy rights ceded to the Bank.
  • Audited accounts, management accounts, 12 months cash flow projections
  • Memorandum/Articles of Association and Board Resolution to borrow
Facility amount
  • As per Insurer’s invoice.
Purpose
  • Payment of insurance premiums.
Interest rate
  • Base Rate + Risk-Based margin
Term
  • 9 months
Characteristics
  • Interest repayment on reducing balance basis.
Benefits
  • Flexible collateral.
  • Can obtain parallel loans if you have an excellent credit record.