Platinum Transactional Account

A transactional cheque account for private banking customers which behaves like a current account, savings and call account. Customer opens a single account called Platinum Current account. The account comes with a bundle of SMS Alerts, EazyMobile322, Internet banking and ATM withdrawals

Benefits
  • Dedicated Private Banker, Access to Discreet Private banking Suites/Lounge
  • An overdraft facility with a limit up to MWK5,000,000
  • EMV debit Card with a MWK500,000
  • Access to Ufulu plan with a maximum benefit of K1,000,000
  • Credit Card without collateral with a limit up to USD10,000
  • Unsecured Employer s upported personal loan
  • Specially branded Black card and cheque book
  • Vehicle finance access upon approval
  • Full access to all channels
  • Priority Service in all Service Centers
Book Balance
  • Zero
Initial deposit
  • MWK35,000
Interest Rate
  • 0.10% per annum (subject to revision from time to time)
Bundled Fees
  • MWK19,000 (changes from time to time as per tariff schedule)
Cheque book fees (50 pages)
  • MWK12,000
Visa Monthly subscription fees
  • MWK800
ATM Card
  • MWK18,000
Interest Accrual
  • Daily
Interest Capitalization
  • Monthly
ATM encashment Limit
  • MWK500,000 per day
Account closure within 6 months
  • MWK8,500
Channels used for withdraw
  • Discreet Private banking Suites/Lounge, In-Branch, Airtel Money, EazyMobile &Internet Banking
Complaints handling
  • Call Centre (322), Walk in Branch, emails and other communication