It is a fluctuating secured personal loan that allows a customer to access funds even when the account is at zero.
To provide customers with coverage for permanent or temporary financial issues, unexpected expenses or emergency costs, and give them comfort of knowing that they will always have financial back-up.
Who can access the product?
Salaried customers whose schemes are available on Employers Portal
Loan Limit
Gold customers can access up to 50% of Net Salary
Platinum customers can access up to 100% of Net Salary
Charges
Interest rate of Reference Rate plus Risk Margin
2.5% processing
1.74% Life Cover charge
CRB charge
Benefits
Easy and convenient
Customers can apply in the comfort of their own home/offices/anywhere.
