Kachangu Kenanso Personal Loan (Top Up)
- A Kachangu top-up loan provided on top of an existing loan to NBS salaried customers.
- Unsecured, under insurance life cover in case of death or permanent disability.
- Customers can apply for loan online through NBS Bank digital platforms
Target customers
- Salaried customers whose schemes are available on Employers Portal
Loan Limit
- ITI of 50%
- Minimum of K100,000.00 to a maximum of K15,000,000.00
- Up to K45 million for High-Net-Worth Individuals (HNI)
Charges
- Processing fee of 2%
- CRB Fee
- Retrenchment Cover of 0.2%
- Life Cover of 1.74%
Benefits
- Offers customers quick and easy solution to an urgent financial need.
- Unsecured – No security or collateral is required.
- Fast and convenient – Customers can apply online in the comfort of their homes or offices.
- Instant approval and disbursement of funds
- Long tenure- an extension of tenure up to 60 months.
- Available 24/7
Loan Requirements
- Salary account with the bank
- Clean CRB report
- Record of 3 salary transactions in the system
- National ID
- Salary being processed by the bank / salary file upload by the bank
Loan Term
