Credit Products

Kachangu Cash Covered Loan

This is a type of loan that is used to cover short term liquidity constraints and is totally secured by the client’s deposit in an investment account or a Fixed Deposit Account.

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Kachangu Overdraft Loan

It is a fluctuating secured personal loan that allows a customer to access funds even when the account is at zero.

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Kachangu Kenanso Personal Loan (Top Up)

A Kachangu top-up loan provided on top of an existing loan to NBS salaried customers.

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Kachangu Personal Loan

A digital personal loan acquired online available to salaried customers whose companies or organisations have MOUs with the Bank.

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Kachangu Payday Loan

An advance given to salaried employees to be repaid the next salary date

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Construction Mortgage

This is a facility that finances construction of Residential and Commercial Property.

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Pay Day Loan

An advance given to salaried employees to be repaid on the next salary date.

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Employer Supported Loan (copy)

Employer supported loan – where an employer confirms that the applicant is the employee and they undertake to support the facility by remitting salaries to NBS Bank

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Personal Loan

Credit facility Credit facility for individual customers

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Employer Supported Loan

Employer supported loan – where an employer confirms that the applicant is the employee and they undertake to support the facility by remitting salaries to NBS Bank

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Short Term Loan

Loans secured by cash

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Vehicle Asset Finance Loan

This is a facility that allows customers to own a vehicle of their choice. The vehicle is purchased through the bank.

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