Qualifications and Requirements
 Target Individuals who have current accounts with the bank

Requirements
 - 6 months active account.
 - Salary or business income credited to the account on monthly basis

Purpose
 Personal consumption - to bridge cash flow gaps

Interest rate
 Risk Based

Term
 12 months maximum

 Features
 Additional temporaly facilities of up to 50% of existing limit on Cheque Guarantee Card

Availability
 All branches of NBS Bank

Benefits
 - Allows you to bridge cash flow gaps
 - Allows you to finance immediate consumer needs