Target
 Group Medium, small and big corporate customers

Requirements
 - Marketable collateral.
 - 6 months active account with the bank
 - 3 years audited financial statements
 - Insurance policy covering full value value of the collateral
 - Memorandum / Articles of Association and Board Resolution if its a Limited Company.

Loan amount
 80% of collateral pledged
 60% of business turnover

Purpose
 Commercial use - plant and equipment maintanance of buildings equipment, etc

Interest rate
 Risk Based

Term
 60 months maximum

Characteristics
 - Early redemption and prepayment allowed
 - Flexible repayment plan

Additional features
 Loan re-advance after 12 months repayment on annuity or linear basis

Availability
 All branches of NBS Bank

Benefits
 - Allows you to support growth of your business
 - Can be used as start-up capital of your business
 - Can be used for capital expenditure